The North Carolina Court System Home
The North Carolina Court System The North Carolina Court System
  Judicial Careers Judicial Directory Judicial Forms Frequently Asked Questions Contact Us Search Search space
 
Menu Citizens Section FAQ Gray Image
Menu Courts
Menu Employees
   Home / Frequently Asked Questions  English  Gray Image
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Image Star
Dotted Line
 
Frequently Asked Questions
 
  1. What is the Worthless Check Program?
  2. Why should people take part in the program?
  3. Where is the Worthless Check program available?
  4. How does the program work?
  5. How old can a check be?
  6. What other fees have to be paid?
  7. What if the person wishes to pay off part of the invoice?
  8. What if the check is not paid off within the right amount of time?
  9. How does someone who has written a worthless check take part in the program?
Q.What is the Worthless Check Program?
A.The Worthless Check Program is a service of the District Attorney’s office in some counties. It allows people who have written checks that have bounced to pay off those checks and any other fees that go along with them before anyone files a warrant or a criminal summons. (Last updated on  07/05/2006 )
 
Q.Why should people take part in the program?
A.People who take part in the program avoid prosecution. They will have no records for the checks they pay off within the Worthless Check program. If they do not take advantage of the opportunity to pay off the checks, they may still be prosecuted.  (Last updated on  09/05/2001 )
 
Q.Where is the Worthless Check program available?
A.The program is currently available in 18 counties: Buncombe, Burke, Caldwell, Catawba, Davidson, Davie, Durham, Edgecombe, Johnston, McDowell, Nash, Rockingham, Rutherford, Stokes, Surry, Union, Wake and Wilson.  (Last updated on  03/31/2011 )
 
Q.How does the program work?
A.A merchant who has had a check returned first has to try and collect without going to the DA’s office. The merchant usually documents this by sending a certified letter. After that, he takes the worthless check to the Worthless Check coordinator’s office. He completes an affidavit that says he received a bad check and he incurred certain fees, such as a bank fee.

The Worthless Check office sends a letter with a copy of the check and an invoice for the check and bad check fees to the person who wrote the worthless check. The letter lets the writer know that he may be liable for criminal prosecution and that he can avoid this if he pays the invoice at the office of the Clerk of Superior Court. When the writer pays off the invoice, the merchant will receive his money from the clerk’s office.  (Last updated on  09/05/2001 )
 
Q.How old can a check be?
A.A check can be no fewer than fifteen days old and no more than two years old. (Last updated on  09/05/2001 )
 
Q.What other fees have to be paid?
A.In addition to the check, the merchant may charge a fee of up to $25.00 as allowed by state law. The merchant may also pass on any fees that the bank that rejected the check may charge, and the DA’s office may also assess a processing fee. (Last updated on  09/05/2001 )
 
Q.What if the person wishes to pay off part of the invoice?
A.When a merchant refers a check to the Worthless Check program he agrees to allow the program to collect all fees. This means that the merchant agrees specifically not to collect partial payments. (Last updated on  09/05/2001 )
 
Q.What if the check is not paid off within the right amount of time?
A.If that happens, then Worthless Check office will refer the check to the Magistrate’s office on behalf of the merchant for a Warrant or Criminal Summons. The case will then be prosecuted as any other criminal case. (Last updated on  09/05/2001 )
 
Q.How does someone who has written a worthless check take part in the program?
A.The worthless check office will contact him. (Last updated on  09/05/2001 )
 
  Gray Image