North Carolina Prepaid Legal Services
The North Carolina Prepaid Legal Services Corporation was created by the North Carolina State Bar to provide for the prepayment of legal services on a low-cost basis. A few of the benefits include office interviews, will and trust preparation, real estate services, and domestic relation issues. If you have questions or need further information contact a Prepaid Legal representative at 1-800-232-4936.
National College Savings Program (529 plan)
North Carolina's National College Savings Program (529 plan) was established by the State of North Carolina to enable residents of any state to invest funds to pay for higher education expenses. Parents, grandparents, relatives, friends can open an account for a person of any age, even a newborn. You can even open an account for yourself. You can contribute the amount of money that works best for you. Monthly contributions can be set up through payroll deductions. Occasional contributions are also welcome.
You can select from a variety of investment options that cover a range of strategies, from conservative to aggressive. NC taxpayers may qualify for a tax deduction for the contributions to NC's 529 plan. Your earnings grow tax-free. There are NO federal taxes or, for NC residents, state taxes on your earnings.
The beneficiary can use the funds for virtually any college anywhere. The beneficiary can also use the funds for expenses that include tuition, fees, room, board, books, and supplies and equipment required for enrollment.
For more information please contact the College Foundation of North Carolina toll free at 800-600-3453 or via the internet.
State Employee's Credit Union
The State Employees' Credit Union is a cooperative, non-profit financial institution owned and operated by and for the benefit of State employees. Membership is open to full-time and part-time employees, spouses and dependent children. The interest paid on regular passbook savings accounts and the interest rates charged on personal and mortgage loans are highly competitive in comparison to other financial institutions. Other services offered include financial counseling, checking accounts, travelers' checks, money orders, and governmental savings bonds. Details may be obtained from any local Credit Union office or at the SECU website.
You may wish to join the State Employees' Association of N.C., Inc. (SEANC), the largest non-union organization in the nation. Annual dues may be paid directly or by payroll deduction. Contact the State Employees' Association of North Carolina, 419 North Harrington Street, Raleigh, NC 27611 at 919-833-6436 or 1-800-222-2758 for more information, or by accessing their website.